Finest Credit score Playing cards for Amazon Purchases of April 2023

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Our consultants reply readers' bank card questions and write unbiased product critiques (this is how we assess bank cards). In some circumstances, we obtain a fee from our companions; nevertheless, our opinions are our personal. Phrases apply to gives listed on this web page.

For those who're a frequent Amazon shopper, you will wish to use one of many greatest bank cards that earn probably the most factors or money again on your spending to get a good higher deal in your purchases.

Whether or not you like incomes flat-rate rewards or need a card that particularly earns a bonus on Amazon spending, there are a number of nice choices obtainable proper now. Earlier than you determine on a bank card, be sure you think about your total spending habits — and if you need different bells and whistles like journey insurance coverage and buy safety.

Listed here are the very best bank cards to make use of at Amazon in 2023.

We're centered right here on the rewards and perks that include every card. These playing cards will not be price it in the event you're paying curiosity or late charges. When utilizing a bank card, it is essential to pay your stability in full every month, make funds on time, and solely spend what you possibly can afford to pay.

Evaluate the Finest Amazon Credit score Playing cards

Amazon Prime Rewards Visa Signature Card

Intro supply

$100 Amazon present card immediately upon approval

Rewards

Earn 5% again on Amazon and Complete Meals purchases with an eligible Prime membership. Earn 2% again at eating places, fuel stations, and drugstores. Earn 1% again on all different purchases. Earn 10% again or extra on a rotating collection of Amazon merchandise and classes.

Amazon Prime Rewards Visa Signature Card

Intro supply

$100 Amazon present card immediately upon approval

Rewards

Earn 5% again on Amazon and Complete Meals purchases with an eligible Prime membership. Earn 2% again at eating places, fuel stations, and drugstores. Earn 1% again on all different purchases. Earn 10% again or extra on a rotating collection of Amazon merchandise and classes.

Amazon Prime Rewards Visa Signature Card

Particulars

Rewards

Earn 5% again on Amazon and Complete Meals purchases with an eligible Prime membership. Earn 2% again at eating places, fuel stations, and drugstores. Earn 1% again on all different purchases. Earn 10% again or extra on a rotating collection of Amazon merchandise and classes.

Intro supply

$100 Amazon present card immediately upon approval

Common Annual Share Charge (APR)

18.49% - 26.49% Variable

Execs & Cons


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

A examine mark. It signifies a affirmation of your supposed interplay.

5% money again at Amazon and Complete Meals is difficult to beat

A examine mark. It signifies a affirmation of your supposed interplay.

Earns 2% money again on different well-liked classes (eating places, fuel stations, drugstores)

A examine mark. It signifies a affirmation of your supposed interplay.

No annual payment (although it's important to be an Amazon Prime member)

A splash. It usually signifies an interplay to shrink a piece.

Different playing cards supply increased cash-back charges on non-Amazon purchases

Highlights


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

• The data associated to the Amazon Prime Rewards Visa Signature Card has been collected by Enterprise Insider and has not been reviewed by the issuer.


• 5% Again at Amazon.com and Complete Meals Market with an eligible Prime membership*


• 2% Again at eating places, fuel stations, and drugstores


• 1% Again on all different purchases


• No annual bank card payment


• No international transaction charges

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U.S. Financial institution Shopper Money Rewards™ Visa Signature® Card

Annual Price

$0 intro for the primary yr, then $95

Intro supply

$250 bonus after spending $2,000 in eligible purchases inside the first 120 days of account opening

Rewards

Earn 6% money again in your first $1,500 in mixed eligible purchases every quarter with two retailers you select. Earn 5.5% again on pay as you go automobile and resort reservations booked via the US Financial institution Rewards Middle. Earn 3% money again in your first $1,500 in eligible purchases in your selection of 1 on a regular basis class (like wholesale golf equipment, fuel and EV charging stations, payments and utilities). Earn 1.5% money again on all different eligible purchases.

U.S. Financial institution Shopper Money Rewards™ Visa Signature® Card

Annual Price

$0 intro for the primary yr, then $95

Intro supply

$250 bonus after spending $2,000 in eligible purchases inside the first 120 days of account opening

Rewards

Earn 6% money again in your first $1,500 in mixed eligible purchases every quarter with two retailers you select. Earn 5.5% again on pay as you go automobile and resort reservations booked via the US Financial institution Rewards Middle. Earn 3% money again in your first $1,500 in eligible purchases in your selection of 1 on a regular basis class (like wholesale golf equipment, fuel and EV charging stations, payments and utilities). Earn 1.5% money again on all different eligible purchases.

$0 intro for the primary yr, then $95

Annual Price

On U.S. Financial institution's web site

U.S. Financial institution Shopper Money Rewards™ Visa Signature® Card

Particulars

Rewards

Earn 6% money again in your first $1,500 in mixed eligible purchases every quarter with two retailers you select. Earn 5.5% again on pay as you go automobile and resort reservations booked via the US Financial institution Rewards Middle. Earn 3% money again in your first $1,500 in eligible purchases in your selection of 1 on a regular basis class (like wholesale golf equipment, fuel and EV charging stations, payments and utilities). Earn 1.5% money again on all different eligible purchases.

Annual Price

$0 intro for the primary yr, then $95

Intro supply

$250 bonus after spending $2,000 in eligible purchases inside the first 120 days of account opening

Beneficial Credit score

Glorious/Good

Common Annual Share Charge (APR)

18.74-28.74% Variable

Execs & Cons


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

A examine mark. It signifies a affirmation of your supposed interplay.

Excessive cash-back incomes at well-liked retailers like Amazon, Goal, and Walmart

A examine mark. It signifies a affirmation of your supposed interplay.

Capacity to customise rewards relying in your spending habits

A examine mark. It signifies a affirmation of your supposed interplay.

Beneficiant welcome bonus supply

A splash. It usually signifies an interplay to shrink a piece.

Annual payment after the primary yr, international transaction charges

A splash. It usually signifies an interplay to shrink a piece.

6% and three% money again classes are capped at $1,500 in spending per quarter

A splash. It usually signifies an interplay to shrink a piece.

No intro 0% APR supply

Highlights


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

• The data associated to the U.S. Financial institution Shopper Money Rewards™ Visa Signature® Card has been collected by Enterprise Insider and has not been reviewed by the issuer.


• $0 intro annual payment for the primary yr, then $95 a yr


• Earn $250 bonus after spending $2,000 in eligible purchases inside the first 120 days of account opening


• 6% money again in your first $1,500 in mixed eligible purchases every quarter with two retailers you select


• 5.5% again on pay as you go automobile and resort reservations booked via the US Financial institution Rewards Middle


• 3% money again in your first $1,500 in eligible purchases in your selection of 1 on a regular basis class (like wholesale golf equipment, fuel and EV charging stations, payments and utilities)


• 1.5% money again on all different eligible purchases

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Blue Money On a regular basis® Card from American Categorical

Intro supply

$200 assertion credit score after you spend $2,000 in purchases in your new card within the first six months of card membership

Rewards

Earn 3% money again at U.S. supermarkets, on-line retail purchases, and at U.S. fuel stations (on as much as $6,000 on purchases in every class per yr in purchases, then 1% money again). Earn 1% money again on all different purchases.

Blue Money On a regular basis® Card from American Categorical

Intro supply

$200 assertion credit score after you spend $2,000 in purchases in your new card within the first six months of card membership

Rewards

Earn 3% money again at U.S. supermarkets, on-line retail purchases, and at U.S. fuel stations (on as much as $6,000 on purchases in every class per yr in purchases, then 1% money again). Earn 1% money again on all different purchases.

On American Categorical's web site

Blue Money On a regular basis® Card from American Categorical

On American Categorical's web site

Particulars

Rewards

Earn 3% money again at U.S. supermarkets, on-line retail purchases, and at U.S. fuel stations (on as much as $6,000 on purchases in every class per yr in purchases, then 1% money again). Earn 1% money again on all different purchases.

Intro supply

$200 assertion credit score after you spend $2,000 in purchases in your new card within the first six months of card membership

Beneficial Credit score

Good to Glorious

Common Annual Share Charge (APR)

18.74% - 29.74% Variable

Intro Annual Share Charge (APR)

0% intro APR on purchases and stability transfers for 15 months from account opening

Execs & Cons


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

A examine mark. It signifies a affirmation of your supposed interplay.

Good bonus cash-back price at US supermarkets

A examine mark. It signifies a affirmation of your supposed interplay.

No annual payment

A splash. It usually signifies an interplay to shrink a piece.

For those who spend greater than $6,000 at US supermarkets in a yr, you must use one other card to earn bonus rewards when you hit that cap

Highlights


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

• Earn a $200 assertion credit score after you spend $2,000 in purchases in your new Card inside the first 6 months.


• No Annual Price.


• Stability Switch is again! Get pleasure from 0% intro APR on purchases and stability transfers for 15 months from the date of account opening. After that, 18.74% to 29.74% variable APR.


• 3% Money Again at U.S. supermarkets on as much as $6,000 per yr in purchases, then 1%.


• 3% Money Again on U.S. on-line retail purchases, on as much as $6,000 per yr, then 1%.


• 3% Money Again at U.S. fuel stations, on as much as $6,000 per yr in purchases, then 1%.


• Get $7 again every month after utilizing your Blue Money On a regular basis Card to spend $12.99 or extra every month on an eligible subscription to The Disney Bundle, which incorporates Disney+, Hulu, and ESPN+. Enrollment required.


• Phrases Apply.

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Wells Fargo Lively Money® Card

Intro supply

$200 money rewards bonus after spending $1,000 in purchases within the first three months from account opening

Rewards

Earn limitless 2% money rewards on purchases.

Wells Fargo Lively Money® Card

Intro supply

$200 money rewards bonus after spending $1,000 in purchases within the first three months from account opening

Rewards

Earn limitless 2% money rewards on purchases.

Wells Fargo Lively Money® Card

Particulars

Rewards

Earn limitless 2% money rewards on purchases.

Intro supply

$200 money rewards bonus after spending $1,000 in purchases within the first three months from account opening

Beneficial Credit score

Good to Glorious

Common Annual Share Charge (APR)

19.74%, 24.74%, or 29.74% Variable

Intro Annual Share Charge (APR)

0% intro APR on purchases and qualifying stability transfers for 15 months from account opening

Execs & Cons


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

A examine mark. It signifies a affirmation of your supposed interplay.

Good welcome bonus for a $0 annual payment card

A examine mark. It signifies a affirmation of your supposed interplay.

Easy 2% money rewards on purchases with no classes to trace

A examine mark. It signifies a affirmation of your supposed interplay.

Sturdy advantages together with mobile phone safety, Visa Signature perks, and an intro APR on purchases and qualifying stability transfers

A splash. It usually signifies an interplay to shrink a piece.

For those who've opened a Wells Fargo card previously 15 months, you will not be eligible for the bonus or intro APR supply

A splash. It usually signifies an interplay to shrink a piece.

International transaction charges

Highlights


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

• Earn a $200 money rewards bonus after spending $1,000 in purchases within the first 3 months


• Earn limitless 2% money rewards on purchases


• 0% intro APR for 15 months from account opening on purchases and qualifying stability transfers, then a 19.74%, 24.74%, or 29.74% variable APR; stability transfers made inside 120 days qualify for the intro price and payment of three% then a BT payment of as much as 5%, min: $5


• $0 annual payment


• No classes to trace or keep in mind and money rewards do not expire so long as your account stays open


• Get pleasure from a premium assortment of advantages at a collection of the world's most intriguing and prestigious resort properties with Visa Signature Concierge


• Stand up to $600 of mobile phone safety in opposition to harm or theft while you pay your month-to-month mobile phone invoice together with your eligible Wells Fargo card (topic to a $25 deductible).


• Choose "Apply Now" to study extra concerning the product options, phrases and circumstances

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Intro supply

0% intro APR on stability transfers for 18 months, then 18.74% - 28.74% variable APR

Rewards

Earn 2% on each buy with limitless 1% money again while you purchase, plus a further 1% as you pay for these purchases.

Intro supply

0% intro APR on stability transfers for 18 months, then 18.74% - 28.74% variable APR

Rewards

Earn 2% on each buy with limitless 1% money again while you purchase, plus a further 1% as you pay for these purchases.

Apply on-line at Citibank's web site.

Citi® Double Money Card

Apply on-line at Citibank's web site.

Particulars

Rewards

Earn 2% on each buy with limitless 1% money again while you purchase, plus a further 1% as you pay for these purchases.

Intro supply

0% intro APR on stability transfers for 18 months, then 18.74% - 28.74% variable APR

Beneficial Credit score

Good to Glorious

Beneficial credit score rating. Word that bank card lenders could use many various variations of credit score rating fashions when contemplating your software.

Present extra

Common Annual Share Charge (APR)

18.74% - 28.74% Variable

Intro Annual Share Charge (APR)

0% intro APR on stability transfers for 18 months

Editor's Score

3.65/5

Our editor's rankings analyze charges, bonuses, rewards, and advantages to focus on the best and most beneficial bank cards obtainable.

Present extra

Execs & Cons


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

A examine mark. It signifies a affirmation of your supposed interplay.

No annual payment

A examine mark. It signifies a affirmation of your supposed interplay.

Easy incomes construction with out complicated bonus classes

A splash. It usually signifies an interplay to shrink a piece.

Some playing cards earn increased charges of money again on rotating classes

A splash. It usually signifies an interplay to shrink a piece.

Whereas it has a 0% introductory APR supply, that is solely on stability transfers, not purchases, so you possibly can't use it to fund a serious expense with out curiosity

Highlights


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

• Earn 2% on each buy with limitless 1% money again while you purchase, plus a further 1% as you pay for these purchases.


• To earn money again, pay at the very least the minimal due on time.


• Stability Switch Solely Provide: 0% intro APR on Stability Transfers for 18 months. After that, the variable APR shall be 18.74% - 28.74%, based mostly in your creditworthiness.


• Stability Transfers don't earn money again. Intro APR doesn't apply to purchases.


• For those who switch a stability, curiosity shall be charged in your purchases except you pay your complete stability (together with stability transfers) by the due date every month.


• There's an intro stability switch payment of three% of every switch (minimal $5) accomplished inside the first 4 months of account opening. After that, your payment shall be 5% of every switch (minimal $5).

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Financial institution of America® Personalized Money Rewards Credit score Card

Intro supply

$200 money rewards bonus after you spend $1,000 on purchases inside 90 days of account opening

Rewards

Earn 3% money again in a class of your selecting amongst fuel, on-line buying, eating, journey, drug shops, or residence enchancment/furnishings (as much as $2,500 every quarter, then earn 1%). Earn 2% money again at grocery shops and wholesale golf equipment (as much as $2,500 every quarter, then earn 1%). Earn 1% money again on different purchases.

Financial institution of America® Personalized Money Rewards Credit score Card

Intro supply

$200 money rewards bonus after you spend $1,000 on purchases inside 90 days of account opening

Rewards

Earn 3% money again in a class of your selecting amongst fuel, on-line buying, eating, journey, drug shops, or residence enchancment/furnishings (as much as $2,500 every quarter, then earn 1%). Earn 2% money again at grocery shops and wholesale golf equipment (as much as $2,500 every quarter, then earn 1%). Earn 1% money again on different purchases.

On Financial institution of America's web site

Financial institution of America® Personalized Money Rewards Credit score Card

On Financial institution of America's web site

Particulars

Rewards

Earn 3% money again in a class of your selecting amongst fuel, on-line buying, eating, journey, drug shops, or residence enchancment/furnishings (as much as $2,500 every quarter, then earn 1%). Earn 2% money again at grocery shops and wholesale golf equipment (as much as $2,500 every quarter, then earn 1%). Earn 1% money again on different purchases.

Intro supply

$200 money rewards bonus after you spend $1,000 on purchases inside 90 days of account opening

Beneficial Credit score

Good to Glorious

Common Annual Share Charge (APR)

17.49% - 27.49% Variable

Intro Annual Share Charge (APR)

0% intro APR on purchases for the primary 18 billing cycles and for any stability transfers made inside the first 60 days of account opening

Execs & Cons


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

A examine mark. It signifies a affirmation of your supposed interplay.

No annual payment

A examine mark. It signifies a affirmation of your supposed interplay.

Broad 2% and three% cash-back classes

A splash. It usually signifies an interplay to shrink a piece.

Earn 2% and three% cash-back classes capped at $2,500 in mixed purchases every quarter.

Highlights


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

• Click on "APPLY NOW" to use on-line or name 800-716-6383.


• $200 on-line money rewards bonus after you make at the very least $1,000 in purchases within the first 90 days of account opening.


• Earn 3% money again within the class of your selection, computerized 2% at grocery shops and wholesale golf equipment (as much as $2,500 in mixed selection class/grocery retailer/wholesale membership quarterly purchases) and limitless 1% on all different purchases.


• For those who're a Most well-liked Rewards member, you possibly can earn 25%-75% extra cash again on each buy. Which means you could possibly earn 3.75%-5.25% money again on purchases in your selection class.


• No annual payment and no expiration on rewards.


• 0% Introductory APR for 18 billing cycles for purchases, and for any stability transfers made within the first 60 days. After the intro APR supply ends, 17.49% - 27.49% Variable APR will apply. A 3% payment applies to all stability transfers.


• Contactless Playing cards - The safety of a chip card, with the comfort of a faucet.


• This on-line solely supply will not be obtainable in the event you go away this web page or in the event you go to a Financial institution of America monetary middle. You may reap the benefits of this supply while you apply now.

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The Platinum Card® from American Categorical

Intro supply

80,000 Membership Rewards® Factors after spending $6,000 on purchases within the first six months from account opening

Rewards

Earn 5x Membership Rewards® Factors for flights booked instantly with airways or with American Categorical Journey on as much as $500,000 per calendar yr. Earn 5x Membership Rewards® Factors on pay as you go resorts booked with American Categorical Journey. 1 level per greenback on different purchases.

The Platinum Card® from American Categorical

Intro supply

80,000 Membership Rewards® Factors after spending $6,000 on purchases within the first six months from account opening

Rewards

Earn 5x Membership Rewards® Factors for flights booked instantly with airways or with American Categorical Journey on as much as $500,000 per calendar yr. Earn 5x Membership Rewards® Factors on pay as you go resorts booked with American Categorical Journey. 1 level per greenback on different purchases.

On American Categorical's web site

The Platinum Card® from American Categorical

On American Categorical's web site

Particulars

Rewards

Earn 5x Membership Rewards® Factors for flights booked instantly with airways or with American Categorical Journey on as much as $500,000 per calendar yr. Earn 5x Membership Rewards® Factors on pay as you go resorts booked with American Categorical Journey. 1 level per greenback on different purchases.

Annual Price

$695

See Charges and Charges

Present extra

Intro supply

80,000 Membership Rewards® Factors after spending $6,000 on purchases within the first six months from account opening

Beneficial Credit score

Good to Glorious

Common Annual Share Charge (APR)

See Pay Over Time APR

Intro Annual Share Charge (APR)

N/A

Editor's Score

4.4/5

Our editor's rankings analyze charges, bonuses, rewards, and advantages to focus on the best and most beneficial bank cards obtainable.

Present extra

Execs & Cons


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

A examine mark. It signifies a affirmation of your supposed interplay.

Lengthy record of journey advantages, together with airport lounge entry and complimentary elite standing with Hilton and Marriott (enrollment required)

A examine mark. It signifies a affirmation of your supposed interplay.

Annual assertion credit with Saks and Uber

A splash. It usually signifies an interplay to shrink a piece.

Bonus classes go away one thing to be desired

A splash. It usually signifies an interplay to shrink a piece.

One of many highest annual charges amongst premium journey playing cards

Highlights


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

• Earn 80,000 Membership Rewards® Factors after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.


• Earn 5X Membership Rewards® Factors for flights booked instantly with airways or with American Categorical Journey as much as $500,000 on these purchases per calendar yr and earn 5X Membership Rewards® Factors on pay as you go resorts booked with American Categorical Journey.


• $200 Lodge Credit score: Get $200 again in assertion credit every year on pay as you go Effective Inns + Resorts® or The Lodge Assortment bookings with American Categorical Journey while you pay together with your Platinum Card®.


• $240 Digital Leisure Credit score: Stand up to $20 in assertion credit every month while you pay for eligible purchases with the Platinum Card® at your selection of a number of of the next suppliers: Peacock, Audible, SiriusXM, The New York Occasions, and different collaborating suppliers. Enrollment required.


• $155 Walmart+ Credit score: Cowl the price of a $12.95 month-to-month Walmart+ membership with a press release credit score after you pay for Walmart+ every month together with your Platinum Card. Price contains $12.95 plus relevant native gross sales tax.


• American Categorical has expanded The Centurion® Community to incorporate 40+ Centurion Lounge and Studio places worldwide. Now there are much more locations your Platinum Card® can get you complimentary entry and unique perks.


• $200 Airline Price Credit score: Choose one qualifying airline after which obtain as much as $200 in assertion credit per calendar yr when incidental charges are charged by the airline to your Card.


• $200 Uber Money: Get pleasure from Uber VIP standing and as much as $200 in Uber financial savings on rides or eats orders within the US yearly. Uber Money and Uber VIP standing is obtainable to Fundamental Card Member solely.


• $300 Equinox Credit score: Stand up to $300 again every year on an Equinox+ subscription, or any Equinox membership memberships while you pay together with your Platinum Card. Enrollment required. Be taught extra.


• $189 CLEAR® Credit score: Breeze via safety with CLEAR® Plus at 45+ airports nationwide and rise up to $189 again per yr in your membership (topic to auto-renewal) while you use your Card.


• $695 annual payment.


• Phrases Apply.

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Intro supply

$200 after spending $500 on purchases within the first three months from account opening

Rewards

5% money again on as much as $1,500 in mixed purchases in bonus classes every quarter you activate. 5% money again on journey bought via Chase Final Rewards®. 3% money again on drugstore purchases and eating at eating places, together with takeout and eligible supply service, and limitless 1% money again on all different purchases.

Intro supply

$200 after spending $500 on purchases within the first three months from account opening

Rewards

5% money again on as much as $1,500 in mixed purchases in bonus classes every quarter you activate. 5% money again on journey bought via Chase Final Rewards®. 3% money again on drugstore purchases and eating at eating places, together with takeout and eligible supply service, and limitless 1% money again on all different purchases.

Chase Freedom Flex℠

Particulars

Rewards

5% money again on as much as $1,500 in mixed purchases in bonus classes every quarter you activate. 5% money again on journey bought via Chase Final Rewards®. 3% money again on drugstore purchases and eating at eating places, together with takeout and eligible supply service, and limitless 1% money again on all different purchases.

Intro supply

$200 after spending $500 on purchases within the first three months from account opening

Beneficial Credit score

Good to Glorious

Common Annual Share Charge (APR)

19.49% - 28.24% Variable

Intro Annual Share Charge (APR)

0% intro APR on purchases and stability transfers for the primary 15 months

Execs & Cons


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

A examine mark. It signifies a affirmation of your supposed interplay.

No annual payment

A examine mark. It signifies a affirmation of your supposed interplay.

Beneficiant bonus cash-back classes

A examine mark. It signifies a affirmation of your supposed interplay.

Nice welcome bonus

A splash. It usually signifies an interplay to shrink a piece.

Reserving via Chase Final Rewards portal can prohibit outdoors incomes potential

A splash. It usually signifies an interplay to shrink a piece.

Various percentages and rotating calendar classes require additional consideration

A splash. It usually signifies an interplay to shrink a piece.

3% international transaction charges

Highlights


It signifies an expandable part or menu, or typically earlier / subsequent navigation choices.

• The data associated to the Chase Freedom Flex℠ has been collected by Enterprise Insider and has not been reviewed by the issuer.


• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.


• 5% money again on as much as $1,500 in mixed purchases in bonus classes every quarter you activate. Get pleasure from new 5% classes every quarter!


• 5% money again on journey bought via Chase Final Rewards®, our premier rewards program that allows you to redeem rewards for money again, journey, present playing cards and extra


• 3% money again on drugstore purchases and eating at eating places, together with takeout and eligible supply service, and limitless 1% money again on all different purchases.


• No minimal to redeem for money again. You may select to obtain a press release credit score or direct deposit into most U.S. checking and financial savings accounts. Money Again rewards don't expire so long as your account is open!


• 0% Intro APR for 15 months from account opening on purchases and stability transfers, then a variable APR of 19.49% - 28.24%.


• No annual fee- You will not must pay an annual payment for all the nice options that include your Freedom FlexSM card


• Hold tabs in your credit score well being - Chase Credit score Journey helps you monitor your credit score with free entry to your newest rating, real-time alerts, and extra.

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Earn 5% Again at Amazon and Complete Meals

Amazon Prime Rewards Visa Signature Card

The Amazon Prime Rewards Visa Signature Card
 gives 5% money again on Amazon and Complete Meals purchases, together with Amazon present playing cards — so long as you are an Amazon Prime member (in any other case, you will earn 3% again on these purchases). Cardholders additionally get an additional 5 to fifteen% money again on sure promotional objects, which is likely one of the highest rewards charges you will discover. This makes the cardboard an ideal possibility on your Amazon purchases.

The cardboard gives an fascinating characteristic that may make it easier to lower your expenses on curiosity. At Amazon checkout, on purchases of $50 or extra, you possibly can select a 0% promo APR for six to 12 months in your buy (then a 18.49% - 26.49% Variable APR). For those who select this selection, you will not earn cash-back rewards, however it might make sense in case you have a big buy you wish to pay for over time. 

New cardholders who apply for the Amazon Prime Rewards Visa Signature Card will immediately obtain a $100 Amazon present card immediately upon approval.

The Amazon Prime Rewards Visa Signature Card additionally earns 2% money again at eating places, fuel stations, and drugstores. Contemplating these are fairly frequent spending classes for most individuals, this is not a nasty card to have in your pockets, particularly because it has no annual payment.

Amazon Prime Rewards Visa Signature Card evaluate

Some bank card and journey loyalty packages help you use factors for Amazon purchases, together with Amex Membership Rewards, Chase Final Rewards, Citi ThankYou Rewards, Capital One Rewards, and Hilton Honors. Nevertheless, redeeming rewards this fashion will not sometimes provide the greatest worth — learn Insider's factors and miles valuations to see what your rewards may very well be price.

Earn 6% Money Again on Two Retail Manufacturers (Together with Amazon)

US Financial institution Shopper Money Rewards card

The brand new U.S. Financial institution Shopper Money Rewards lets cardholders select which two well-liked retail manufacturers to earn 6% money again in (together with Amazon, Walmart, and Chewy) as much as $1,500 in mixed purchases per quarter (1.5% again then after).

You may additionally earn 3% money again in a single on a regular basis class (reminiscent of fuel and EV charging purchases, payments and utilities, or wholesale golf equipment) as much as $1,500 per quarter, in addition to 5.5% money again on resort and automobile bookings via the US Financial institution Rewards Middle. In any other case, you will earn 1.5% money again on all different purchases. 

It is an ideal card for easy rewards incomes on on a regular basis spending, particularly for folk who ceaselessly store at main retail manufacturers. And even after hitting the $1,500 cap every quarter, you will nonetheless earn a powerful 1.5% money again in your purchases. 

Cardholders are charged an annual payment of $0 intro for the primary yr, then $95, with the possibility to earn a beneficiant $250 bonus after spending $2,000 in eligible purchases inside the first 120 days of account opening. As well as, cardholders get Visa Signature advantages, in addition to respectable journey and buy safety perks. 

But it surely does not supply a 0% introductory APR, only a common 18.74-28.74% Variable APR. It additionally expenses a international transaction payment, so it isn't supreme for touring overseas. 

US Financial institution Shopper Money Rewards card evaluate

Earn 3% Money Again on US On-line Retail Purchases (Together with Amazon)

Amex Blue Money On a regular basis card

The Blue Money On a regular basis® Card from American Categorical received a little bit of a makeover final yr, and one of many enhancements was the addition of a brand new bonus class. Now, cardholders can earn 3% money again on U.S. on-line retail purchases on as much as $6,000 per yr (then 1% again) — and that features Amazon.

In any other case, cardholders earn 3% money again on the primary $6,000 spent at U.S. supermarkets every calendar yr (then 1% again), 3% money again at U.S. fuel stations on as much as $6,000 per yr in purchases (then 1% again), and 1% money again on different purchases (money again is obtained within the type of Reward Dollars that may be redeemed as assertion credit). That is a superb price of return for a bank card with no annual payment.

It is now providing a welcome bonus of a $200 assertion credit score after you spend $2,000 in purchases in your new card within the first six months of card membership.

New cardholders may get a 0% intro APR on purchases and stability transfers for 15 months from account opening, adopted by a 18.74% - 29.74% Variable APR.

The Blue Money On a regular basis® Card from American Categorical additionally added some helpful month-to-month credit for The Disney Bundle and Dwelling Chef that may prevent cash (in the event you already use these companies). Additionally, the card gives buy safety, which is helpful in the event you purchase high-value objects from Amazon (or anyplace else).

Blue Money On a regular basis Amex Card evaluate

Earn 2% Money Rewards at Amazon and All over the place Else

Wells Fargo Lively Money Card

The no-annual-fee Wells Fargo Lively Money® Card is a terrific selection for incomes 2% money rewards on purchases (together with Amazon) and it comes with a beneficiant welcome supply in addition. New cardholders can earn a $200 money rewards bonus after spending $1,000 in purchases within the first three months from account opening.

If in case you have bigger purchases arising, the intro APR supply on the cardboard might additionally turn out to be useful for saving on curiosity expenses. You may obtain a 0% intro APR on purchases and qualifying stability transfers for 15 months from account opening (then a 19.74%, 24.74%, or 29.74% Variable APR). 

Cardholders additionally get a handful of advantages, together with mobile phone safety, roadside dispatch, journey emergency help, and Visa Signature Concierge entry. 

Wells Fargo Lively Money card evaluate

Earn 2% Money Again All over the place With a Lengthy 0% Intro APR on Stability Transfers

Citi Double Money

For those who favor a flexible 2% money again bank card with a strong incomes price at Amazon (and in all places else), the Citi® Double Money Card is an effective decide, particularly in the event you're searching for an extended intro 0% APR stability switch supply. Cardholders get a 0% intro APR on stability transfers for 18 months, adopted by a 18.74% - 28.74% Variable APR.

You may additionally earn 2 factors per greenback (1 level on the time of buy and 1 level while you pay your invoice) on all purchases, with no restrict to what you possibly can earn. 

Every level is price 1 cent towards money again, however you may as well use Citi ThankYou factors for journey, present playing cards, merchandise, and extra. As a result of the Citi® Double Money Card has no annual payment, it is a good card to maintain for the long run. 

For those who even have a Citi Premier® Card or Citi Status® Card
(not obtainable to new candidates), you possibly can pool all your ThankYou factors and switch them to Citi's airline and resort companions, like Air France, JetBlue, Singapore Airways, and Wyndham. That is why Insider's level and miles valuations peg Citi ThankYou factors as price 1.6 cents apiece, on common.

Citi Double Money card evaluate

See Insider's picks for the greatest stability switch bank cards »

Financial institution of America Personalized Money Rewards bank card

For those who do a whole lot of on-line buying usually, together with Amazon, the Financial institution of America® Personalized Money Rewards Credit score Card can doubtlessly be very rewarding. It is received a bit extra of a hands-on strategy, although; cardholders can earn 3% money again within the class they select every quarter from an inventory: fuel, on-line buying, eating, journey, drug shops, or residence enchancment/furnishings.

The three% incomes price is capped at a most of $2,500 per quarter mixed with the cardboard's 2% money again at grocery shops and wholesale golf equipment, after which you will earn 1% again on these purchases. The cardboard additionally comes with a compelling bonus supply: a $200 money rewards bonus after you spend $1,000 on purchases inside 90 days of account opening.

One benefit of this card is the power to vary your class each quarter, so in case your spending habits have a tendency to vary relying on the time of yr, this may very well be a very good decide. For instance, selecting on-line purchases for the final quarter of the yr (when people are likely to do a whole lot of vacation and present buying) might show very rewarding, however in the summertime months, fuel or eating could be a greater decide.

Financial institution of America Most well-liked Rewards members can do even higher with this card, as a result of the rewards you earn will be price 25% to 75% extra based mostly in your rewards tier (how a lot you have got on deposit with Financial institution of America and Merrill). 

New cardholders additionally obtain a 0% intro APR on purchases for the primary 18 billing cycles and for any stability transfers made inside the first 60 days of account opening, adopted by a 17.49% - 27.49% Variable APR. There is not any annual payment, however watch out utilizing the cardboard outdoors the US, as a result of it expenses international transaction charges.

Financial institution of America Personalized Money Rewards bank card evaluate

Finest for Buy Safety

Amex Platinum

It does not earn bonus factors at Amazon (except your account is eligible for an Amex Provide** for bonus factors at Amazon), however The Platinum Card® from American Categorical
can be price contemplating, particularly for costlier Amazon purchases. That is as a result of it gives buy safety for as much as 120 days out of your date of buy, with a most of $10,000 per declare and $50,000 per account per yr.

The cardboard has a $695 annual payment, so it is not price getting for this profit alone, however in the event you can reap the benefits of perks like month-to-month Uber Money credit**, airline incidental payment credit**, and Saks credit**, to not point out airport lounge entry, it may be an ideal possibility.

The Platinum Card® from American Categorical added a slew of recent advantages, together with as much as $300 yearly in Equinox credit**, $189 per yr in credit for CLEAR® membership**, as much as $200 per yr in credit towards eligible pay as you go resort bookings, as much as $240 in annual credit towards eligible digital subscriptions**, a month-to-month credit score for Walmart+ membership**, and as much as $300 again for buying a SoulCycle At-Dwelling Bike via Equinox+. 

American Categorical Platinum card evaluate 

Finest for five% Money Again at Amazon in Q2 2023

Chase Freedom Flex

You will not at all times discover the Chase Freedom Flex℠
on our record of the very best bank cards for Amazon. It earns 5% money again (5x factors) on as much as $1,500 in mixed spending (then 1%) in classes that rotate each quarter while you activate the bonus. And from April 1 to June 30, 2023, these classes are Amazon and Lowe's.

This card can be a very good decide in the event you spend in different frequent classes, as a result of it earns 5% money again (5x factors) on journey booked via the Chase Journey Portal, 3% again (3x factors) on drugstore and eating purchases (together with takeout and eligible supply companies), and 1% again (1x factors) on every part else. That is why this card sits on the prime of our record of the greatest 5% money again bank cards.

There's presently a welcome bonus supply of $200 after spending $500 on purchases within the first three months from account opening. Plus, new cardholders can reap the benefits of a 0% intro APR on purchases and stability transfers for the primary 15 months, adopted by a 19.49% - 28.24% Variable APR.

Chase Freedom Flex bank card evaluate

Any Amex Card With an Amex Provide for Amazon

One profit of getting an American Categorical card is that you just get entry to Amex Presents**. These are offers for bonus factors or money again while you store with a particular retailer, and there are ceaselessly Amex Presents for bonus factors on Amazon purchases.

Since Amex Presents are focused (they range for every cardholder), it's possible you'll not see Amazon gives in your account, however it's price checking. Remember the fact that you want to add the Amex Provide to your account on-line and make a qualifying buy to be eligible for the bonus.

Among the greatest American Categorical playing cards embrace:

Any Card That Presents an Annual Spending Bonus

For those who're extra involved with long-term achieve, think about charging your Amazon purchases to a bank card that provides an annual incentive for assembly sure spending thresholds.

For instance, The Hilton Honors American Categorical Enterprise Card gives a free reward evening after you spend $15,000 in a calendar yr, and a second free evening after spending a complete of $60,000 in a calendar yr. You need to use your reward at nearly any Hilton resort, together with high-end resorts with charges approaching $1,000 per evening or extra. 

Or think about the Marriott Bonvoy Bevy™ American Categorical® Card and Marriott Bonvoy Bountiful™ Card
, which provide a free award evening price as much as 50,000 factors after you spend $15,000 or extra in a calendar yr with the cardboard.

An alternative choice is to place your Amazon spending on one of many greatest Southwest bank cards to earn the Southwest Companion Go. For those who're unfamiliar with this profit, it primarily permits you to deliver a delegated companion together with you totally free (simply pay taxes and charges) on paid and award tickets.

You may earn the Companion Go while you earn 135,000 qualifying Southwest factors in a calendar yr, and factors earned through bank card welcome bonuses and spending rely towards this requirement. Plus, every year, Southwest bank card holders obtain a ten,000-point "increase" towards incomes the Companion Go.

Amazon Credit score Card Incessantly Requested Questions (FAQ)

There are three flavors of private Amazon-branded playing cards: The Amazon Prime Rewards Visa Signature Card, the Amazon Retailer Card, and the Amazon Secured Card. For small companies, there's additionally the Enterprise Prime American Categorical Card.

The Amazon Prime Rewards Visa Signature Card is phenomenal for Amazon and Complete Meals purchases — particularly in the event you're an Amazon Prime member. For no annual payment, it additionally gives a decent return on different frequent purchases reminiscent of eating places, fuel stations, and drug shops. 

You need to use the Amazon Prime Rewards Visa Signature Card anyplace Visa is accepted. The opposite Amazon-branded playing cards are retailer bank cards and may solely be used for Amazon purchases.

You may make a cost relying on which Amazon card you have got. For those who've received the Amazon Prime Rewards Visa Signature Card, you will pay your invoice via Chase. For those who've received a retailer card, you will pay via Amazon with Synchrony Financial institution right here.

Most people who find themselves authorised for the Amazon Prime Rewards Visa Signature Card have a credit score rating within the good or glorious vary, which suggests a FICO rating of at the very least 670.

Tessa Campbell

Private Finance Opinions Fellow

Angela Fung

Advertising Compliance Supervisor

Angela Fung is a advertising compliance supervisor at Private Finance Insider, overseeing a crew that ensures content material accuracy and editorial independence so readers are at all times getting up-to-date and goal monetary recommendation. She is the first contact for bank cards compliance and has expertise managing content material and partnerships for the banking, loans, and funding verticals as effectively. 
Private Finance Insider is Insider's private finance part that includes affiliate and commerce partnerships into the information, insights, and recommendation about cash that Insider readers already know and love.
The compliance crew's mission is to offer readers with tales which might be fact-checked and present, to allow them to make knowledgeable monetary selections. The crew additionally works to attenuate danger for companions by ensuring language is obvious, exact, and totally compliant with regulatory and associate advertising tips that align with the editorial crew.
Previous to becoming a member of Insider in February 2021, Angela labored on the Polsky Middle for Entrepreneurship and Innovation in Chicago. As a digital marketer on the in-house communications and programming crew, she supported startups and people trying to commercialize their analysis, associate with different corporations, or appeal to enterprise capital.

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